Which of the following countries is a member of the North American Free Trade Agreement (NAFTA)?

___________ believe that a change in the money supply first causes a change in interest rate levels, which, in turn, alters the demand for goods and services.

a. Monetarists b. Keynesians c. Neo Classicalists d. none of the above

The effective interest rate generally is ________

A) higher on a loan if interest is paid at maturity B) lower if the loan is a discount loan C) higher if the loan is a discount loan D) not affected by whether the loan is a discount loan or a loan with interest paid at maturity