If an insured has actual cash value coverage, how much would he collect given the following facts?

1 ) Replacement cost of the building is $200,000,
2 ) Replacement cost of the loss is $30,000,
3 ) Estimated total useful life is 30 years, and
4 ) Building has been in use 15 years.
A) $70,000
B) $45,000
C) $30,000
D) $15,000

D