Thresholding is a form of baseline analysis

Which of the following statements applies to both grandfathered and non-grandfathered health plans?

A) Preventive services must be provided free of charge. B) Any mistake, even an honest one, on an application is grounds for cancellation of a policy. C) Pre-existing conditions may be excluded for all patients. D) Dependent coverage must be extended to adult children until age 26.

Of the following, which is not one of the three major loss exposures faced by insureds?

A. Human losses B. Liability losses C. Financial losses D. Property losses