What are some of the danger signs that an organization may be encouraging unethical behavior?
What will be an ideal response?
Answer:
In organizations, maintaining consistent ethical behavior by all employees is an ongoing challenge. Many factors,
including the following, create a climate conducive to unethical behavior. They include excessive emphasis on
short-term revenues over longer-term considerations; failure to establish a written code of ethics; desire for simple,
"quick fix" solutions to ethical problems; unwillingness to take an ethical stand that may impose financial costs;
consideration of ethics solely as a legal issue or a public relations tool; lack of clear procedures for handling ethical
problems; responsiveness to the demands of shareholders at the expense of other constituencies
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What will be an ideal response?
Nick has a comprehensive health care policy with a $250 per calendar year deductible and 80%-20% with a maximum $1,000 copayment cap per calendar year. In January, Nick had a $600 claim which the insurance company paid $280 . Nick experiences another unrelated claim in October resulting in total bills of $5,000 . How much will Nick have to pay for the second claim?
a. $5,000 b. $3,930. c. $1,800 d. $ 930. e. none of the above.