Can ordinary diseases of life be compensable as an occupational injury or disease under a workers' compensation act?
Yes. Where unique circumstances of employment in a brewery shaped the course of the claimant's disease, aggravating and accelerating underlying predisposition to alcoholism to the point of uncontrolled addiction, it constituted a personal injury under the Act. Also, this ordinary disease of life can be a compensable occupational disease where exposure to the disease is increased by the inherent characteristics of the employment.
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The Homeowners form that provides open peril coverage on the dwelling and broad form coverage on personal property is the
A) HO-2 B) HO-3 C) HO-5 D) HO-8
Janet, the insured, dies during a grace period for her $50,000 life policy. What happens, considering that her premium has not been paid?
A) The premium due, plus a 10% penalty, is charged against the policy. B) The amount of the premium due is deducted from the policy proceeds paid to the beneficiary. C) The beneficiary must pay the premium after the death claim is paid. D) The premium is canceled because the insured died during the grace period."