Assume the reserve requirement is 25 percent, demand deposits are $500 million, and total reserves are $32 million. If the reserve requirement is decreased to 20 percent, the banking system will experience

A. Excess reserves equal to $68 million.
B. Excess reserves equal to $32 million.
C. No change in the lending capacity.
D. A deficiency of required reserves equal to $68 million.

Answer: D

Economics

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