In the United States since 1900, life expectancy at birth has ________ and the death rate has ________

The greatest constraint faced by banks considering the alternative of lending to Bangladeshi villagers is:

A. not having qualified loan officers to make the loans. B. having limited funds available for loans. C. not being able to determine appropriate currency exchange rates. D. counterfeit Carfax reports that make it difficult to properly assess collateral.

Unions in general, and teachers' union in particular, prefer that salaries be based solely on ________ of the worker.

A. education and income class B. gender and seniority C. education and seniority D. gender and education