Which of the following is a justification given for laws that control data flows across national borders?

Jonni has just started with a travel agency and has been offering clients and prospective clients a range of packaged tours. She is concerned because the commissions she is earning on her sales are lower than she had hoped. Her colleague Andrew, who has been with the agency for several years, is having a great deal of success by working closely with the clients, seeking their ideas, and building customized tour packages for each one based on their suggestions. Andrew’s approach is based on

A) transaction-oriented marketing. B) premium pricing. C) his seniority at the firm. D) special incentives from tour operators. E) value cocreation.

California law requires sellers of 1 to 4 unit residential properties to deliver which document to the buyer?

A) Closing disclosure b) Loan estimate C) TDS D) Buyers closing statement