The above figure shows three different supply-and-demand graphs. Which graph best represents the market for workers at your nearest fast-food restaurant?

The theory of efficient markets suggests that:

A) systemically important financial institutions are more likely to fail. B) long-term investments by banks are more profitable than short-term investments. C) interest rates and inflation rates are inversely related. D) all movements in stock markets are based on rational appraisals of new information.

From 2000 to 2007, which country had the maximum LTV allowed?

A) United Kingdom B) Australia C) Netherlands D) Canada E) United States