A mortgage loan officer is found to have provided false documentation that resulted in a lower interest rate on a loan approved for one of her friends. The loan was subsequently added to a loan pool, securitized and sold. Which of the following risks applies to the false documentation by the employee?

What are three of the five main ways that motivation plays a role in an organization?

a. it protects against groupthink by making independent workers b. it helps good people remain in the organization c. it helps employees go beyond the call of duty d. it keeps workers engaged and producing quality work e. it guarantees employee retention

All of the following factors are usually considered cash needs when determining the life insurance needs of a family EXCEPT

A) children's education costs B) funds to support spousal retirement C) last illness and funeral costs D) outstanding debts"