If a major constraint is "short lead time" (therefore there is not much time to prepare training), one viable option is use of

Many lenders will hold Dave to the 28/36 rule in evaluating his application for a mortgage. What does the 36 mean?

A) A down payment of 36 months is required. B) A down payment of 36% is required. C) Debt payments including mortgage must be less than 36% of his gross monthly income. D) Debt payments must be less than 36% of his monthly take-home pay. E) Mortgage insurance is required during the first 36 months of the loan.

The NLRB determines the majority status of unions through an election in about 90 percent of all union organizing campaign cases

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