Thomas and Andrew own property in joint tenancy. Thomas put a $50,000 mortgage on his interest. A short time later Thomas died. Who owns the property and how?

A. Andrew owns the property clear of the mortgage.
B. Andrew owns the property with a mortgage against it.
C. Because the mortgage destroyed the joint tenancy, Andrew and the heirs of Thomas own the property as tenants in common.
D. Andrew and the mortgagee own the property as tenants in common.

Answer: A. Andrew owns the property clear of the mortgage.

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