Ariba is a company that offers procurement solutions

John and Mary have a handicapped child that is financially dependent upon them. The death of one of the parents would not be financially disastrous, however the death of both likely would be. Which policy would be best suited for them?

A) Payor protection policy B) Family income policy C) Second-to-die policy D) First-to-die policy

In estimating the value of a parcel of real property, an appraiser considers the value of which of the following:

A: Bundle of rights; B: Utility; C: Physical land and the improvements thereon; D: All of the above.