In phase modulation, ones and zeroes are sent by varying
a. the height of the sine wave
b. the number of cycles-per-second of the sine wave
c. the parts of the sine wave that are skipped
d. none of the above
c
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You're Flora of Flora's Flowers. You borrowed $2.2 million from Big Bad Bank for 5 years beginning July 19 2020. The terms are 1-month LIBOR + 2.5%, amortization is 25% every July 19 beginning in 3 years. Suppose 1-month LIBOR when the loan begins (July 19) is 1.25% and on August 19 it is 1.5%. The amount of interest you pay on August 19 (ignoring any weekend issues) is:
a) .0125 x (31/360) x 2,200,000 b) .0375 x (31/360) x 2,200,000 c) .04 x (31/360) x 2,200,000 d) (.04 /12) x 2,200,000 e) (.015 /12) x 2,200,000
Which of the following statements is false in regard to a Life Paid-up at-65 whole life policy?
A. Premium payments will be higher than a straight whole life policy. B. The policy will mature at the death of the insured or age 100, whichever occurs first. C. Premium payments stop at age 65. D. The policy will endow at age 65.