The annual budget process often begins _____________ or more before the budget is due to the board of directors.

__________labeling is designed to help consumers make proper product selections and lower their cognitive dissonance after the purchase

Fill in the blanks with correct word.

All of the following are elements of a negligent act EXCEPT:

a) Existence of a legal duty b) Failure to perform that duty c) Damages or injury to the claimant d) Inability of the tortfeasor to pay the damages