The inside sales force consists of salespeople who conduct business from their offices via telephone, the Internet, or visits from buyers

Over the period 1970 through 2006, the average annual return on stocks was about 11%

Indicate whether the statement is true or false.

A bank failure is more likely to occur when

A) a bank holds less in U.S. government securities. B) a bank suffers large deposit outflows. C) a bank holds less equity capital. D) all of the above occur. E) only A and B of the above occur.