An encryption scheme is __________ if the cost of breaking the cipher exceeds the value of the encrypted information and/or the time required to break the cipher exceeds the useful lifetime of the information.

Companies use ________, with common divisions of upper, middle, and lower, as a basis for identifying and reaching good prospects for their products.

social class reference groups brand communities subculture

Construction loans are typically:

A. used to remodel older homes B. long-term loans C. short-term loans D. constructed differently than balloon payment loans