________ property includes such items as bank accounts, stocks, and insurance policies

Answer the following statement(s) true (T) or false (F)

1. When product developers are pressured to meet a wholesale price target, the choice to reduce materials costs may backfire and result in quality issues that affect sales at retail and damage brand image. 2. The only way a sourcing specialist may be sure that a factory is managed well and uses efficient practices is to conduct their own audits. 3. Cost of goods is the monetary value expended to produce a garment style. 4. The P&L allows comparison of the productivity of one season with another and one business with another business. 5. Variable costs stay the same no matter how many units are produced.

What was a key factor in why Canadians use so much water, according to The Conference Board of Canada study?

A. industrial usage B. agricultural usage C. a lack of water conservation practices D. deficient distribution system E. deficient water infrastructure system