John Fry, president of Drexel University, believes that it's important for leaders of organizations to understand the individual and collective interior quadrants of Wilbur's model. Which of the following fits these criteria?

To enhance product knowledge and teamwork among its new sales recruits, Whirlpool developed a program where all of the recruits would live together in a house (prior to being deployed in the field) to learn about the company's products by actually using them on a daily basis. This type of training can be classified as:

a. centralized training. b. decentralized training. c. on-the-job training. d. government training. e. consultant training.

The payment terms addendum is typically used in which of the following situations?

A. Seller financing B. Adjustable rate mortgage C. Financing contingency D. VA loan