In 2012, net worth was about what percentage of total funds raised by banks?

According to the permanent income hypothesis, the impact of ________

A) a change in permanent income on consumption is greater than the impact resulting from a change in transitory income B) a change in transitory income on consumption is greater than the impact resulting from a change in permanent income C) a change in transitory income is felt primarily through changes in the total tax revenue paid to the federal government D) a change in permanent income on consumption is larger than the impact resulting from a change in future income

Unemployment that is caused by business recessions is called

A) frictional unemployment. B) cyclical unemployment. C) seasonal unemployment. D) structural unemployment.