Zero coupon bonds sell at a steep premium to the face value

A lender is gathering information on loans for the purposes of HMDA reporting. Loans made on which of the following property types may be left out of the lender's reports?

a. Duplexes b. Apartment buildings c. Travel trailers d. Vacation homes

The primary aim of the FOCUS-PDCA approach to performance improvement is to ________

A) align production processes with the needs of customers B) assign tasks to those employees best suited to accomplish them C) focus organizational resources on profit-generating activities D) incorporate feedback from customers in new product design E) identify and eliminate the sources of variation in a work process