In order to calculate how much premium an insurance policyowner will pay, the insurer multiplies the rate by which of the following?

A. The premium adjustment factor
B. The number of exposure units
C. The expense load (or loading factor)
D. The number of people covered on the policy

Ans: B. The number of exposure units

Business

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What is the difference between a reservation and an appointment?

A) There is no difference between the two terms. B) The term reservation implies that the customer has paid in advance. C) The term appointment implies that the customer has paid in advance. D) The term reservation is issued when the customer occupies the facility to receive service.

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