With automobile insurance damage claims, Insurance companies will use the concept of "contributory negligence" to determine how much to pay in damages. What does this concept mean?
What will be an ideal response?
Answer: The term contributory negligence deals with the fact that some driver's behaviors actually contributed to the accident and that these behaviors are not insured by the basic PAP. Things like speeding, driving too fast for conditions, running a red light, not wearing a seat belt or driving under the influence of drugs or alcohol contributed to the accident occurring. Since the driver was determined to be negligent in causing the wreck, then the Insurance company will reduce their payout accordingly.
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All of the following are considered to be insurers EXCEPT
A) an insurance company B) a fraternal organization C) an association D) a group of employees enrolled in an insurance plan"
Breaking hardware, power outages, and human mistakes are all reasons that ________
Fill in the blank(s) with correct word