A hospital's layout most closely resembles which of the following?

An insurance contract is prepared by one party, the insurer, rather than through negotiation between the contracting parties. Which of the following statements explains this characteristic of insurance contracts?

A) The insurance contract is an aleatory contract. B) The insurance contract is a unilateral contract. C) The insurance contract is a conditional contract. D) The insurance contract is a contract of adhesion."

The failure of one bank can hasten the failure of others in what is referred to as a contagion effect

Indicate whether the statement is true or false