The highest level of national recognition for quality that a U.S. company can receive is the _____, which was created by public law.

The classical Hindu law was based on ________

A) civil codes B) court decisions C) the works of private scholars D) the canons called Torahs

In the case of an insurance policy, ________ occurs when the existence of insurance encourages the insured party to take risks that increase the likelihood of an insurance payoff; ________ occurs when those most likely to get large insurance payoffs

are the ones who want to purchase insurance the most. A) moral hazard; insurance market discrimination B) moral hazard; insurance segregation C) moral hazard; adverse selection D) adverse selection; moral hazard