Workplace diversity refers exclusively to the differences between employee characteristics

You put 20% down on a home with a purchase price of $300,000. The down payment is thus $60,000, leaving a balance owed of $240,000

The bank will loan the remaining balance at 4.28% APR. You will make annual payments with a 20-year payment schedule. What is the annual annuity payment under this schedule? A) $18,100.23 B) $22,625.29 C) $12,000.00 D) $33,785.23

Problems resulting from market imperfections include

A) adverse selection. B) herding behavior. C) moral hazard. D) all of the above.