A(n) ________ system prepares and mails monthly statements to customers throughout the entire month, instead of just at the end of the month

Real estate commissions are:

a. negotiable b. established by the California Association of Realtors c. limited per the Commissioner's Code of Ethics d. determined by local Board of Realtors

The ________ used by companies divides the innovation process into stages, with a checkpoint at the end of each stage

A) reverse assumption analysis technique B) skunkworks system C) stage-gate system D) spiral development process E) new-product department technique