Sophia has a $250,000 10-year convertible term policy and would like to convert it to a permanent policy. Her agent provides her with the following information. Which statement is NOT correct?

A) The new premium will be based on either her original or her attained age.
B) She may convert to the permanent policy for up to 12 months following the term policy's expiration.
C) Sophia will not have to provide evidence of insurability.
D) A new application will not be required."

Ans: B) She may convert to the permanent policy for up to 12 months following the term policy's expiration.