The United States and Japan are often noted as _____cultures, while many Scandinavian nations feature cultures that place more emphasis on _____.

All of the following groups are eligible for group insurance EXCEPT

A) groups that exist solely in order to purchase insurance B) small employers within the same industry who self-fund a plan C) trade or professional associations D) collective members of a labor union

Advocacy advertising enhances the public's perception of a company, creates goodwill, or announces a major change

Indicate whether the statement is true or false