Which of the following organization(s) need to have a competitive advantage to survive in the long-term?

Marketing research provides information collected only on consumers. Information collected on other entities such as employees, members of distribution channels, or competitors would not be considered marketing research

Indicate whether the statement is true or false

Neil needs insurance that is unavailable in the state where he lives. To obtain insurance from a nonadmitted insurer, Neil should contact a

A) surplus lines broker. B) nonadmitted agent. C) general agency broker. D) direct writer.