The 2010 Wall Street Reform and Consumer Protection Act, known by its main authors' names as Dodd-Frank, increased financial regulations in which the costs were ____________________

Macro theories of war assume that states' actions are determined by external forces more than internal forces

Indicate whether this statement is true or false.

______ is a nonpartisan defender of individual civil liberties.

a. The National Association for the Advancement of Colored People b. The Group of 77 c. The American Civil Liberties Union d. People for the Ethical Treatment of Animals e. The Consumers Union