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The home appraisal conducted by the mortgage lender is primarily meant to

A) ensure the lender that upon foreclosure it can resell the home for more than the outstanding balance on the mortgage. B) ensure the buyer is not paying more than the market value for the home. C) ensure the government that price discrimination does not occur in the housing market. D) provide the basis for future property tax assessments.

With a traditional IRA and earned income below federally determined limits, the annual contributions

A) are taxed, but the interest on the fund accumulates tax free. B) reduce your taxes, but the interest income on the IRA is taxed in the year it is earned. C) reduce your taxable income. The funds in the IRA and the return on the IRA are not taxed until the funds are disbursed in your retirement years. D) are taxed once when they are placed in the IRA and again when they are disbursed from the IRA.