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The characteristics that distinguish teams from groups are: (Choose all that apply)

-the intensity with which team members work together. -the synergy of teams is much lower. -the cost savings that team members are able to generate. -the presence of a specific, overriding team goal or objective.

An insurance company estimates its objective risk for 10,000 exposures to be 10 percent. Assuming the probability of loss remains the same, what would happen to the objective risk if the number of exposures were to increase to 1 million?

A) It would decrease to 1 percent. B) It would decrease to 5 percent. C) It would remain the same. D) It would increase to 20 percent.