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Prorations at closing on amounts other than interest payments usually are based on:

a. a 30-day month b. a 31-day month c. the actual calendar number of days d. the number of days indicated by the buyer

Vanish has a $1.00-off coupon attached to the container that can be easily removed, which is an example of a(n):

A) instant-redemption coupon B) bounce-back coupon C) cross-ruffing coupon D) response-offer coupon