People who invest their clients' money into a business in exchange for partial ownership and a high return on investment are called ________

Northwest Outdoor Store will have cash receipts of $83,000 in December and cash disbursements of $78,000 for this month. If its beginning cash is $5,000 and its desired reserve is $4,000, what will its excess be for December?

A) There is no excess but a shortfall. B) $6,000 C) $9,000 D) $13,000

Refer to Table 4-2. The Return on Equity ratio for 2008 was approximately

A) 0.23. B) 0.16. C) 0.19. D) 0.15.