Which of the following is not a loan of funds?

John started going for soccer matches after moving in with a roommate who is a huge fan of soccer. This is an example of a(n) ________

A) moral hazard B) adverse selection C) peer effect D) pecuniary externality

On the graph above, output is above planned expenditures at point ________

A) A B) B C) G D) H E) none of the above