Bank holdings of US govt and agency securities, municipal securities and investment-grade corporate securities.

Industry boundaries are blurring rapidly as companies identify new opportunities at the intersection of two or more industries. This is called ________

A) globalization B) customization C) industry convergence D) disintermediation E) privatization

Which method of adjusting for nonresponse involves evaluating the likely effects of nonresponse based on experience and available information?

A) substitution B) sub-sampling of nonrespondents C) subjective estimates D) replacement