Consider a single cash flow of 100 in five years. If the futurity is shortened to four years, holding interest/discount rates constant:

In an insurance transaction, the insurer is represented by the

A) broker B) state insurance department C) public adjuster D) agent"

Because of who owns them, the brand names of producers such as Kellogg's, Sherwin Williams, Harley-Davidson, and Ocean Spray are called which of the following?

a. manufacturers' brands b. master brands c. individual brands d. family brands