The smaller the required reserve ratio, the larger the simple deposit multiplier

A 2013 article in the Financial Times predicted that the post-2008 Eurozone debt crisis:

A) is over and the benefits from the ordeal are valuable lessons about fiscal responsibility. B) is capable of solution but far from over. The article blames the private financial sector and denies that fiscal irresponsibility is the sole cause. C) is a bellwether of the decline and eventual collapse of the euro. D) teaches us that fiscal restraint is much more important than economic performance or unemployment issues.

Legally speaking, the geographic concentration of slavery in the southern part of the U.S. is explained by all of the following except:

a. provisions in the Northwest Land Ordinance of 1787. b. plantations employing high slave labor were present in Southern states. c. laws allowing for gradual emancipation in some northern states. d. an amendment to the U.S. Constitution that allowed importation of slaves only through the port of Charleston after 1800.