Ignoring defaults, what is the approximate effective cost of factoring if receivables are sold at a 4% discount and the average collection period is 2 months?

The bringing together of all the programs that comprise a system for testing describes:

A) unity testing. B) integration testing. C) system testing. D) implementation. E) a project walkthrough.

Categories of tools for BPM include all of the following except

A) tools to integrate existing systems to support business processes' improvements. B) tools to automate business processes. C) tools to identify and document business processes. D) tools to test the security of business processes. E) tools to design new processes.