Which of the following is NOT a deception or fraud concern for Internet users and marketers?

Ten years ago, Tom purchased a painting for $300. The painting is now worth $1,020. Tom could have deposited $300 in a savings account paying 12 percent interest compounded annually

Which of these two options would have provided Tom with a higher return?

In order to reduce discretionary financing needed, a profitable company could decrease its

dividend payout ratio. Indicate whether the statement is true or false