________ is one of the sources of a spokesperson's credibility that refers to the specialized knowledge that he or she claims to possess

On loans fully secured by physical, non-real estate loans, the Basel Committee has set a loss given defaults (LGD) rate of

A. 15 percent B. 25 percent C. 40 percent D. 45 percent E. 60 percent

Deliberate plans that outline exactly what the team is to do, such as goal setting and defining roles, are called:

A. Charters B. Team performance strategies C. Team adaptations D. Strategic plans E. Agendas