The Genetic Information Non-Discrimination Act (GINA) _____

A) Allows payers to collect genetic information as part of enrollment in a plan if it does not use the information to establish rates
B) Allows labor unions to exclude or expel a union member based on genetic testing, whether or not the member loses his job
C) Prohibits employers from requiring genetic testing prior to hiring employees, but may use previous genetic information as a consideration
D) Prohibits third-party payers from raising health insurance rates on a group or individual identified by genetic testing

D