Who is the mortgagor in a mortgage transaction?

A) The borrower
B) The lender
C) The seller of the property
D) The party who arranges the loan for the lender
E) The party who forecloses a piece of property

A

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When lenders use the term "debt-income ratio," they are referring to:

A: A requirement of the federal government; B: A loan qualifying tool; C: A formula used in appraising the property; D: Part of the closing costs.

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Ideal ________ would exist if users could fix the product themselves with little cost in money or time

A) durability B) reliability C) style D) design E) reparability

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