_____ represent amounts owed by customers for goods and services they have already received. The customer, therefore, has the benefit of the goods and services before it pays cash

Organizations typically use résumés:

A. as substitutes for interviews. B. as a basis for deciding which candidates to investigate further. C. to save the cost of administering tests related to the performance on the job. D. to get around EEO restrictions, since the information provided is voluntary in nature.

A(n) ________ need is a need that the consumer explicitly verbalizes

A) stated B) affirmative C) unsought D) delight E) secret