Repeating a tagline is ineffective in advertising because the consumer becomes tired of hearing the phrase

All of the following statements about agents are true, except:

A. Independent agents can be appointed by multiple insurers. B. If an agent submits business to an insurer that the agent is not appointed with, the insurer can submit a notice of appointment within 14 days to validate the relationship. C. Exclusive agents work for themselves. D. Agents need to complete 4 hours of ethics continuing education every license renewal as a part of their regular CE hours.

The best example of an effective payroll transaction file financial total would most likely be

A) sum of net pay. B) total number of employees. C) sum of hours worked. D) total of employees' social security numbers.