The Factory Pattern method provides a way to ________ the creation (or instantiation) of the object from its consumption

Sheffield Cargo serves both consumer and business markets, but most of its revenue comes from its business customers

Of late, the business customers of Sheffield Cargo have demanded a change in the packaging of heavy cargo along with a more sophisticated and user-friendly extranet framework. Sheffield Cargo is under pressure to offer better products and services or risk losing a huge portion of its customers. This is an example of ________. A) a new task B) a modified rebuy situation C) a straight rebuy situation D) trade exchange E) reverse auction

Which of the following statements is (are) true with regard to the ISO commercial crime coverage forms?

I. The discovery version only covers losses which occur during the policy period. II. The loss-sustained version covers losses which occur during the policy period and the loss is discovered during the policy period or within one year after the policy expires. A) I only B) II only C) both I and II D) neither I nor II