Which of the following regulatory laws requires data protection for financial institutions?

A) the Family Educational Rights and Privacy Act (FERPA)
B) the Federal Information Security Management Act (FISMA)
C) the Gramm-Leach-Bliley Act (GLBA)
D) the Health Information Portability and Accountability Act (HIPAA)

C

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Mutual funds that are load funds use sales agents, and thus always have an up-front commission charge.

a. true b. false

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Which of the following perils is not covered by the HO-3 form?

A) Aircraft & vehicles B) Flood C) Theft D) Falling objects

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