Terry's boss, Maria, is good at inductive reasoning, creating theoretical models, and planning. Therefore, you think that her learning style is the _____ style

Which of the following is NOT an advantage of using focus groups in marketing research?

A) The richness of the comments, which come from real customers, makes this technique highly useful. B) Focus groups are easy to moderate. C) The comments of one person in a focus group can trigger unexpected reactions from others. D) The responses in a focus group are generally spontaneous and candid, and they provide rich insights. E) Ideas are more likely to arise out of the blue.

Return on equity is driven by (1 ) the spread between the operating return on assets and the interest

rate, and (2 ) changes in the debt ratio. Indicate whether the statement is true or false