Assume that the reserve ratio is 20% and banks in the system are loaning out all their excess reserve. If people collectively cash out $10 billion from their checking accounts, then the lending ability of the banking system will be

A. increased by $10 billion.
B. decreased by $40 billion.
C. decreased by $50 billion.
D. decreased by $10 billion.

Answer: B

Economics

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A) increases; increases B) increases; decreases C) decreases; increases D) decreases; decreases

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What will be an ideal response?

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